CHMC

Freedom Flex

Chase · Mastercard

Annual fee

$0

Point value

1.0¢

Foreign fee

3%

Bonus categories

✈️

Travel

5x
🛒

Groceries

Cap: $1500 quarterly

5x
🍽️

Dining

3x
💊

Drugstores

3x
💳

Everything else

1x

Welcome offer

20,000 points

After $500 spend within 90 days

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Card data last updated 8/2/2026