CHMC
IHG One Rewards Premier
Chase · Mastercard
Annual fee
$99.00
Point value
0.5¢
Foreign fee
0%
Bonus categories
🏨
10xHotel
⛽
5xGas
🍽️
5xDining
💳
1xEverything else
Welcome offer
Historically 125,000-140,000 points + Free Night Award after $3,000-$4,000 spend in first 3 months - verify current offer
How you earn
Up to 26X total points at IHG hotels; verify other category rates
Benefits & credits
- Automatic Platinum Elite status
- 4th night free (4-consecutive-night redemption stays)
- annual Free Night Award
- up to $120/4yr Global Entry/TSA/NEXUS credit
- up to $50/yr United TravelBank Cash
- $100 credit + 10,000 pts at $20,000/yr spend
Rates & fees
Purchase APR
19.24%-27.74% variable
Foreign transaction fee
None (no foreign transaction fee)
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Details verified 8/6/2026 · always confirm current terms with the issuer