USVISA

Shopper Cash Rewards

U.S. Bank · Visa

Annual fee

$0

Point value

1.0¢

Foreign fee

3%

Bonus categories

🛍️

Discount Store

Cap: $1500 quarterly

6%

🏷️

General Merchandise

Cap: $1500 quarterly

6%

⛽

Gas

Cap: $1500 quarterly

3%

💳

Everything else

1.5%

Welcome offer

250 points

After $2,000 spend within 120 days

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Card data last updated 8/2/2026