CHVISA

Southwest Rapid Rewards Plus

Chase · Visa

Annual fee

$99.00

Point value

1.4¢

Foreign fee

0%

Bonus categories

✈️

Travel

2x
💳

Everything else

1x

Welcome offer

Historically 30,000-75,000 points after $1,000-$3,000 spend in first 3 months (varies widely by promo) - verify current offer

How you earn

2X Southwest purchases; 2X local transit/commuting (incl. rideshare); 2X internet/cable/phone/select streaming; 1X other

Benefits & credits

  • 3,000 anniversary points/yr
  • 2 EarlyBird Check-In credits/yr
  • first checked bag free (cardholder + up to 8 on reservation)
  • all points count toward Companion Pass

Rates & fees

Purchase APR

19.24%-27.74% variable (consistent across Southwest personal tier)

Foreign transaction fee

None (no foreign transaction fee)

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Details verified 8/6/2026 · always confirm current terms with the issuer