The short version
PerkPro may earn a commission if you apply for a credit card through an application link in the app. That commission never changes which of your own cards we tell you to use for a purchase.
How we make money
Some card issuers and affiliate networks pay us a referral fee when someone applies for a card after clicking a link on PerkPro. It costs you nothing extra and does not change the terms the issuer offers you. Not every card in our directory has an affiliate relationship — most do not — and we list cards regardless of whether we can earn anything from them.
Our recommendation engine is commission-blind
When you ask PerkPro which card to use for a purchase, it ranks only the cards already in your wallet, purely on the reward value it calculates: bonus category multipliers, remaining cap room, your point valuations, sign-up bonus progress, and annual-fee-adjusted net value. Commissions are not an input to that calculation, and no issuer can pay to rank higher, be featured, or be included.
Where affiliate links can appear
Affiliate links only appear in "consider applying for this card" style content — card directory pages, category guides, and suggestions about cards you don't own yet. Wherever a link can earn us a commission we mark it clearly as an advertiser link or sponsored suggestion. Your wallet, purchase optimizer, cheat sheet, tracker, and spending history contain no affiliate placements.
Editorial independence and accuracy
Card data, ratings, and category rankings are produced independently of any commercial relationship. Details can still be incomplete or out of date — always confirm terms with the issuer. PerkPro provides informational estimates and is not financial advice; see our terms.
Questions
Email support@perkpro.app if anything here is unclear.